Unfortunately, when it comes to money matters, what you don’t know can hurt you – and according to recent data, numerous Americans are not as financially literate as they could be.  Financial literacy refers to how well an individual understands money topics such as saving, investing, budgeting, income, interest rates, and spending habits. When a […]

The big crypto news of the month – with the widest potential future implications – came out of the European Union, which passed the first comprehensive set of crypto regulations last week. The legislation aims to shift responsibility onto crypto providers for lost assets and introduce new transparency and disclosure standards for the risks associated […]

“Time is more valuable than money. You can get more money, but you cannot get more time,” said author and speaker Jim Rohn. A little over a year into the pandemic and with no clear end in sight, many Americans were reconsidering what was important to them. CivicScience reported in October 2021 that 27% of Americans […]

Economic pressures are impacting American households in different ways. For some, that means finding alternative avenues to finance everyday essentials like groceries, such as shopping online or using buy now, pay later services. For others, that means holding back on making big purchases or saving that tax refund instead of spending it on new clothes […]